Image via Wikipedia Your little bouncing bundle of joy will soon be a crawling adventurer. Before they begin to explore your home or are even born, you need to make sure that everything is in order. Baby-proofing your home is the perfect way to make sure your child will have a safe growing environment. Here are six simple steps to baby-proofing your home. Get down on your knees and crawl all around your house hold– or make your hubby do it. Anything you can reach will on your hands and knees is definitely in baby's reach. Move anything that can fall from above or that can be … [Read more...]
Making Budgeting Work – Have Your Budget In Hand When Shopping
We all claim to make detailed budgets before spending our income. However, how many of us remember to carry the budget when we actually visit the mall to spend money? The result of this forgetfulness is that we rely more on memory, likes, dislikes and preferences when shopping. Is it surprising that we end up with a difference in excess of $500 from the budget planned earlier? Obviously not. Try to make use of technology to ensure you have the budget in your hand at all times. Convert it into a document and save it in your smart phone. Convert it to an image and send it to your cell phone … [Read more...]